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Savings Account Rates

Savings
Checking
Money Market
Certificates

Limited Time Fall Certificate Special*	Minimum Balance	APR	APY¹
Traditional Certificate or IRA Certificate
12 Month	$500	3.45%	3.50%
18 Month	$500	3.69%	3.75%
Effective: March 1, 2023 and subject to change.

*Annual Percentage Yield (APY.) APY effective 10/24/2022. AEA Federal Credit Union reserves the right to end or modify this offer at any time. Penalty for early withdrawal. Dividends compounded daily, credited monthly. This Fall Special Certificate has a $500 minimum opening deposit. New funds not currently on deposit at AEA.

Account Type	Minimum Balance	Dividend Rate	APY¹
Savings
Primary	$25	.05%	.05%
Additional Savings
Christmas Club	$25	.05%	.05%
Vacation Club	$25	.05%	.05%
Health Savings Account (HSA)	$25	.01%	.01%
Individual Retirement Account (Share IRA)	$250	.05%	.05%
Business	$1500	.05%	.05%
Checking Account
Advantage Checking	$500	.01%	.01%
Business Checking	$1,500	.01%	.01%
Money Market Account
	$2,500	.10%	.10%
	$10,000	.15%	.15%
	$50,000	.20%	.20%
	$150,000	.25%	.25%
Effective: March 1, 2023
Dividend Declaration: February 28, 2023

Traditional Certificates
Minimum Balance	1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹
3 Months	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
6 Months	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%	0.20%
1 Year	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
2 Years	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
3 Years	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%	0.45%	0.45%
4 Years	0.45%	0.45%	0.45%	0.45%	0.45%	0.45%	0.50%	0.50%	0.55%	0.55%
5 Years	0.55%	0.55%	0.55%	0.55%	0.55%	0.55%	0.60%	0.60%	0.65%	0.65%
IRA Certificates
Minimum Balance	$1,000+		$5,000+		$10,000+		$25,000+		$100,000+
Term	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹	Dividend Rate	APY¹
1 Year	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
2 Years	0.30%	0.30%	0.30%	0.30%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%
3 Years	0.35%	0.35%	0.35%	0.35%	0.35%	0.35%	0.40%	0.40%	0.45%	0.45%
4 Years	0.45%	0.45%	0.45%	0.45%	0.45%	0.45%	0.50%	0.50%	0.55%	0.55%
5 Years	0.55%	0.55%	0.55%	0.55%	0.55%	0.55%	0.60%	0.60%	0.65%	0.65%
Effective Date: March 1, 2023
Dividend Declaration Date: February 28, 2023
¹APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalty applies to all certificate offerings. Penalty will reduce earnings.

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