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Auto Loans


The AEA Auto Loan Sale is on for a limited time! If you're ready for your next vehicle or need to refinance a high rate auto loan from another financial institution, AEA Federal Credit Union's reduced new or used auto loan rates will help you save money. Plus, pocket some extra cash with our Special 1% Cashback offer and catch a break on payments for 60 days!


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  • Flexible loan terms. With terms from 36 to 84 months, we'll help you find the best auto loan term and rate to fit your lifestyle and life stage.
  • New or used vehicles. AEA Federal Credit Union has low rates on both new or used auto loan rates to fit your budget and give you more options while shopping.
  • Refinance to save money. Lower your monthly auto loan payments and pay less in the long run by refinancing a high rate auto loan from another financial institution to AEA Federal Credit Union.
  • Pre-approved Auto Loans. Go shopping with an AEA Pre-approved Auto Loan to experience more buying power--you may walk out with a better deal or some nice extras. It's like using cash to buy your next vehicle!
  • Many ways to make payments. AEA provides multiple options to make a loan payments from your AEA account or from another financial institution: AEA Online Banking, Tellerphone1, Night Drop Boxes (Central and Somerton), Lobby Drop Boxes (Central Branch) and USPS mail.
  • Skip-a-Payment. AEA members get the benefit of a payment break! Skip one payment a year after 12 monthly auto loan payments.**
  • No application fee. To help our members, AEA doesn't charge an application fee for auto loans!
  • No payment for 60 days. Build your savings, catch up on other bills or free up some needed cash. All of this is possible with a payment break for 60 days at AEA!*

Apply Now  Make an Appointment  Auto Loan Protection  Current Rates


*No payment for 60 days. Interest accrues during deferral period. Limited time offer and subject to change. Only available on Auto loans. Offer not valid for refinancing current AEA Federal Credit Union auto loans. Subject to cancellation at any time. Valid upon credit approval.  Interest begins on loan date. Some restrictions apply. Equal Opportunity Lender.
**$25 fee. Certain restrictions apply.

1New Tellerphone users must register in person at Central Branch prior to accessing the service. Click Live Chat or call (928) 783-8881 during business hours to make an appointment.

Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS 746414 .
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